Certificates of Deposit (TCD)
- Account Eligible For: Individuals
- Pays Interest: Variable Rate
- Open Balance: $3,000
- Online Banking: Free Access
- Other Benefits and Features
- The security of FDIC insurance on your funds up to $250,000
- Stable returns on your investments
- Generally the more you save, the higher the interest rate
- Automatic renewal
The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:
Online Certificate of Deposit "CD" Rates - $3,000.00 to $19,999.99
| Term |
Minimum Opening
Balance Required |
Interest Rate |
Annual Percentage
Yield (APY) |
3 months
|
$3,000.00 |
0.045% |
0.05% |
6 months
|
$3,000.00 |
0.145% |
0.15% |
9 months
|
$3,000.00 |
0.145% |
0.15% |
1 year
|
$3,000.00 |
0.145% |
0.15% |
- Interest Rate and Annual Percentage Yield (APY) are effective as of February 1, 2022.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
Online Certificate of Deposit "CD" Rates - $20,000.00 to $79,999.99
| Term |
Minimum Opening
Balance Required |
Interest Rate |
Annual Percentage
Yield (APY) |
3 months
|
$20,000.00 |
0.095% |
0.10% |
6 months
|
$20,000.00 |
0.245% |
0.25% |
9 months
|
$20,000.00 |
0.245% |
0.25% |
1 year
|
$20,000.00 |
0.245% |
0.25% |
- Interest Rate and Annual Percentage Yield (APY) are effective as of February 1, 2022.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.
